Cambridge IGCSE · 0450

Business Studies

Financial information and decisions — Topic 5

Name: ____________________Date: September 28, 2026
  1. 1.

    A product sells for $20. Variable cost per unit is $12. Fixed costs are $4,000 per month. Calculate the monthly break-even output in units.

    [4 marks]
  2. 2.

    Using the same product (break-even output 500 units), the business actually sells 650 units in a month. Calculate its margin of safety.

    [3 marks]
  3. 3.

    A business has revenue of $80,000 and cost of sales of $50,000 for the year. Calculate its gross profit margin.

    [4 marks]
  4. 4.

    Explain why a profitable business could still run out of cash and be unable to pay its suppliers.

    [2 marks] · no calculator
  5. 5.

    Which is an example of a short-term source of finance for a business? A A 10-year bank loan B Issuing new shares C A bank overdraft D Selling a fixed asset such as land

    [1 mark] · no calculator
  6. 6.

    Explain one advantage to a business of using retained profit, rather than a bank loan, to finance a new investment.

    [2 marks] · no calculator
  7. 7.

    In March, a small business forecasts cash inflows of $6,000 and cash outflows of $7,500. Its opening cash balance on 1 March is $2,000. Calculate its closing cash balance at the end of March.

    [4 marks]
  8. 8.

    A retailer's cash flow forecast shows a negative closing balance for two consecutive months. Analyse two actions the business could take to improve its cash flow position.

    [3 marks] · no calculator
  9. 9.

    A profitable private limited company needs $200,000 to open a new branch. It can take out a long-term bank loan, or issue more shares to existing shareholders. Recommend one option using two relevant factors.

    [3 marks] · no calculator